Reviews the basics and coverage levels of Medicare

• Coverage of Part A, B, C and D
• When to sign up
• How to sign up
• The differences between Medicare advantage and Medicare supplement

Do you have a child that just got their license or is going to be going through drivers ed soon?  In this seminar, we explain the insurance market and how teenage drivers are rated.  We look at things that you can do to help alleviate the rising insurance costs and liabilities that your new driver may bring.

Do you know how much paperwork is involved in organizing your estate? This quick overview deals with matters involving Family, Finances, Future, and Funeral. You will leave with a list of resources. This is an informational seminar only.

Materials fee of $5 is due at the start of class and paid to the instructor.

 * DATE / TIME CORRECTION
Class is being held Wednesday, October 23 from 6-8pm, not Thursday, September 12 6-7pm.

Are you a business owner?  Are you thinking of starting your own business?  Maybe you’re thinking about making that hobby of yours into a full or part-time business?  In this seminar, we look at the basics of commercial insurance and the different types of policies that are available in the insurance market.  We also look at how the different types of insurance policies work together to avoid gaps in coverage.

This class will cover;

• The different types of life and insurance
• How and why life insurance is important 
• Utilizing life insurance for income and retirement planning

This class will begin with an overview of basic estate planning, including Wills,Powers of Attorney, Health Care Directives, etc. The class will then delve into,learning how revocable trusts can help avoid probate and protect your privacy, andhow irrevocable trusts can protect your assets from nursing home or Maine Care(Medicaid) liens. Discussion will include other strategies to safeguard assets from life events such as business failure or divorce of adult children.

Kathryn Bedell is a lawyer in York, Maine and has been practicing for 31 years. Her practice focuses on estate planning, asset preservation, and probate matters.

What is cyber insurance?  In today’s world, more and more businesses are internet and social media driven.  In this seminar, we will look at how cyber insurance can protect your business from cyber-attacks, data breaches, cyber-crime, system outages, and employee mistakes.  We will also look at how different businesses need different types of cyber insurance coverage.