This class will cover;

• The different types of life and insurance
• How and why life insurance is important 
• Utilizing life insurance for income and retirement planning

This class will begin with an overview of basic estate planning, including Wills,Powers of Attorney, Health Care Directives, etc. The class will then delve into,learning how revocable trusts can help avoid probate and protect your privacy, andhow irrevocable trusts can protect your assets from nursing home or Maine Care(Medicaid) liens. Discussion will include other strategies to safeguard assets from life events such as business failure or divorce of adult children.

Kathryn Bedell is a lawyer in York, Maine and has been practicing for 31 years. Her practice focuses on estate planning, asset preservation, and probate matters.

Do you have a child that just got their license or is going to be going through drivers ed soon?  In this seminar, we explain the insurance market and how teenage drivers are rated.  We look at things that you can do to help alleviate the rising insurance costs and liabilities that your new driver may bring.

Reviews the basics and coverage levels of Medicare

• Coverage of Part A, B, C and D
• When to sign up
• How to sign up
• The differences between Medicare advantage and Medicare supplement